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Your Specialist Report: Obesity and Type 2 Diabetes (Medication vs. Surgery)

Prepared for: J.M. · Location: Pittsburgh, Pennsylvania · Insurance: employer PPO (plan name to confirm) · Report date: November 1, 2026

Sample report. The person in it is fictional. The specialists, programs, phone numbers and links are real and were checked on November 1, 2026.

1. What this condition is

Obesity is a long-term (chronic) disease in which the body stores more fat than is healthy, and it often travels with type 2 diabetes. When the two come together, care is usually run by a team. That team can include an obesity medicine physician (a doctor trained to treat obesity with medicine, nutrition and behavior support) and a bariatric surgeon (a surgeon who does weight-loss and metabolic operations, such as the sleeve or the gastric bypass). There are two broad paths: (A) medication with ongoing medical care, and (B) surgery, which also needs lifelong follow-up. Published criteria: the 2022 surgical guideline from the two main bariatric surgery societies (ASMBS and IFSO) recommends surgery for adults with a BMI of 35 or more, with or without other conditions (guideline, Obesity Surgery), and the current FDA labels approve Wegovy and Zepbound for weight reduction in adults with obesity (Wegovy label, updated June 30, 2026; Zepbound label, updated September 2, 2026). Your insurer adds its own rules. Ask your doctor which of these apply to you. Your doctors will decide; this report helps you prepare for those conversations.

The two paths at a glance (taken from the programs' own pages):

Path A: Medication with an obesity medicine teamPath B: Bariatric surgery at an accredited program
Who leads itObesity medicine physician, often an endocrinologist (a diabetes and hormone doctor)Bariatric surgeon, plus a dietitian and a psychologist
How long before you startOften weeks. Depends on insurance approval for the medicineMonths. UPMC's pre-surgery program runs six months; AHN's runs at least three months, longer if your plan requires it
Time away from workUsually noneUPMC tells patients to plan for four to six weeks
How long it lastsFor as long as you take the medicine; you will need to plan what happens if coverage endsOne operation, then lifelong vitamins, follow-up visits and changes to how you eat
Biggest insurance hurdleWhether your plan covers the medicine for weight, for diabetes, or only for diabetes; prior approval; "try metformin first" rulesMonths of documented diet history, a nutrition visit and a psychological evaluation before approval
Paperwork insurers ask to seeYour A1c history, the diabetes medicines you have already tried, and your BMI on recordAHN lists: a two-year weight history (some insurers want up to five), notes from a medical provider on supervised diets and weight-loss medicines, any commercial diets you tried, and exercise records. AHN says insurers often want official records, and the information on its own intake form is not enough
If your plan won't payWegovy pen, manufacturer's self-pay price: $349 a month for doses up to 2.4 mg, $399 for 7.2 mg ($199 a month for the first two months for new patients, through December 31, 2026); Wegovy pill $149 to $299 a month by dose. If your PPO covers it, Novo's savings card says as little as $25 a month (up to $100 off) (NovoCare price guide, April 2026). Lilly sells Zepbound to self-pay patients through LillyDirect; its price pages blocked our check, so ask the office for the current figureNeither UPMC nor AHN publishes a self-pay price for the sleeve or bypass. AHN says its coordinator discusses self-pay options if insurance says no. Ask for a written quote (see section 3)

Neither column is "the right one." Section 7 lists the questions that usually decide it. The paperwork row comes from AHN's insurance page.

2. Specialists to consider

First decision: which system does your PPO open? Pittsburgh has two big health systems, UPMC and Allegheny Health Network (AHN), and the name of the company on your insurance card decides which one you can use at in-network prices. What the systems' own pages said on November 1, 2026:

We list five specialists: one per path in each system, plus one regional option.

Path A: Obesity medicine (medication and medical care)

1. David A. Rometo, MD: Endocrinologist and obesity medicine physician, UPMC / University of Pittsburgh

2. Fahad Zubair, MD: Medical Director of Obesity Medicine, Allegheny Health Network (AHN)

Path B: Bariatric (weight-loss and metabolic) surgery

3. Anita P. Courcoulas, MD, MPH, FACS: Chief, Minimally Invasive Bariatric and General Surgery, UPMC

4. Cody J. McGee, MD: Bariatric and general surgeon, Allegheny Health Network (AHN)

Regional option (about 2 hours' drive)

5. Ali Aminian, MD: Director, Bariatric & Metabolic Institute, Cleveland Clinic (Ohio)

Closer to home (Pennsylvania)

All four Pittsburgh specialists above are in-state. If you would rather be treated closer to where you live or work, the American College of Surgeons lists these other MBSAQIP-accredited bariatric programs in western Pennsylvania (ACS list for Pennsylvania, checked November 1, 2026): AHN Wexford Hospital (Wexford), Heritage Valley Sewickley (Sewickley), Excela Health Westmoreland Hospital (Greensburg), Indiana Regional Medical Center (Indiana, PA) and UPMC Jameson (New Castle). We did not verify individual surgeons at these five, so ask each one for its surgeons' names and yearly case numbers. For obesity medicine near you, the ABOM diplomate search listed 42 certified physicians with a Pittsburgh address on November 1, 2026. Type "Pittsburgh" in the City box. Certification shows training, not whether a doctor is taking new patients.

Leads we checked and did not list

3. Next steps

How to reach each specialist (from each institution's own page):

Your first call — three questions (none of the five specialists' pages says this, so ask the office directly)
1. Is Dr. [name] taking new patients for obesity and type 2 diabetes?
2. What is the current wait for a first visit, and is there a shorter wait with another doctor on the same team?
3. Do you need a referral from my primary care doctor, and will you review my records and labs before the first visit?

At the two surgery programs, also ask for a written self-pay price for the sleeve and for the bypass, and what it includes. Neither program publishes one.

Your 3 steps this week:

  1. Ask your primary care doctor's office to send you: your last two years of A1c and kidney results, your current medication list, your weight and BMI from each visit for at least two years, and office notes that record past weight-loss efforts (dietitian visits, programs, medicines tried). AHN says insurers often want official records from the doctors who treated you, not just what you write on an intake form.
  2. Call one obesity medicine office and one bariatric program above and ask the three questions in the box. Signing up for a free bariatric information session does not commit you to surgery.
  3. Call the member number on your insurance card and ask the questions below. Write down the representative's name, the date and a reference number.

Questions for your insurer (PPO): ask them exactly as written:

Medication:

  1. "Is [medicine name] covered for weight management, for type 2 diabetes, or only for diabetes?" A 2026 survey by the International Foundation of Employee Benefit Plans found that 60% of employers cover these GLP-1 medicines for diabetes only and 36% cover them for both diabetes and weight loss (IFEBP, July 2026). Your own plan's answer is the one that counts.
  2. "If it is covered only for diabetes, is it still covered for me, since I have type 2 diabetes? Which medicines are on your list for diabetes, and which for weight?"
  3. "Does it need prior authorization? What are the written criteria (BMI, A1c, other medicines tried first)?" Ask them to send you the criteria document.
  4. "Is there step therapy, meaning do I have to try metformin or another medicine first? How do you count a medicine I already tried?"
  5. "Once approved, how often must it be re-approved, and what does it take to stay approved?"
  6. "What is my monthly cost at the pharmacy, and is there a preferred brand on your list?"
  7. "If coverage for this medicine changes during the year, how much notice do I get, and how do I appeal?"

Surgery:

  1. "Is bariatric surgery a covered benefit on my plan, or is it excluded?" Ask for the number of their bariatric surgery coverage policy, and ask them to send it.
  2. "How many months of supervised diet history do you require? Do the months have to be in a row? Does it have to be a physician, or can a dietitian supervise it? Does a commercial program, such as WW, count?" UPMC's page says insurers "usually require at least three to 12 consecutive months of documented diet history" (UPMC cost and insurance page).
  3. "Does any weight gain during those months count against me?"
  4. "How many years of weight history do you need, and will office notes from each visit do, or do you need something else? Is a letter from my doctor enough?"
  5. "Do you require a psychological evaluation and a nutrition consultation before approval?" UPMC says many plans require nutrition and psychiatric consultations.
  6. "Does UPMC's six-month presurgical program, or a program run by my primary care doctor, meet your requirement?"
  7. "Are UPMC Magee-Womens, AHN West Penn / AHN Wexford and Cleveland Clinic in network, and is each surgeon in network?" Ask about both Pittsburgh systems by name.
  8. "Do you have a 'center of excellence' rule that limits where I can have the surgery?"
  9. "If you deny the request, can my surgeon ask for a doctor-to-doctor review, and what is the deadline to appeal?"

4. Stories from people who have been there

These are three strangers' online posts: anecdotes, not typical results, and not checked by anyone. They show three different ways the same operation went. The study figures in #3 of section 2 are the better guide to how often each happens. We found no first-hand account from the Pittsburgh area that we could open and read.

  1. One person's post, r/gastricsleeve (about 2025): diabetes went away, so far. A 49-year-old man, newly found to have type 2 diabetes (A1c 9.2%, BMI 36), had a sleeve in March 2022. He reports an A1c of 5.6% three years later with no diabetes medicine, and writes: "I know relapse is possible." Thread
  2. One person's post, r/gastricsleeve (about 2024): weight came back. A 49-year-old woman went from 212 to 150 pounds after a sleeve, then back to 195 six years later: "I feel like an idiot for letting this happen." She returned to her surgeon and, in a later update, had started a weight-loss medicine and was at 160. Thread
  3. One person's post, r/gastricsleeve (about 2023): diabetes stayed. After more than 20 years of type 2 diabetes, nine months past a sleeve, this person was still struggling with blood sugar: "not sure I see it happening." Thread

5. Ready-to-send messages

Email to the specialist's office (copy it, fill in the brackets, send):

Subject: New patient request: obesity and type 2 diabetes, weighing medication and surgery
Hello, I am a 44-year-old woman in Pittsburgh with a BMI of about 41 and type 2 diabetes. I am trying to understand my options, including medication and weight-loss surgery. Dr. [name]'s work in [obesity medicine / bariatric surgery] is why I am contacting your program. Could you tell me:
(1) whether Dr. [name] is seeing new patients, (2) the current wait for a first visit, (3) whether a referral is needed, and (4) how I can send my recent lab results and records before the visit?
My insurance is [plan name, PPO]. Thank you, [name, phone]

Phone script (what to say in the first 30 seconds): "Hi, I'm calling to request a new patient appointment with Dr. [name]. I have obesity and type 2 diabetes, and I want to talk about [medication / surgery / both]. Is Dr. [name] seeing new patients? What's the wait? Do you need a referral, and how do I send my records?" Write down: the person's name, the date, the answer, the next step.

6. One-page summary to bring to the appointment

7. Questions to ask the specialist

  1. How many patients with obesity and type 2 diabetes do you personally treat each year? And your team?
  2. What results do you see for patients like me, on medication and after surgery? How often does diabetes go into remission, and how often does it come back?
  3. How long is the wait for a first visit, and can you review my records beforehand?
  4. The questions that usually decide between the two paths:
  5. For my A1c, how long I've had diabetes, and the medicines I take now, what would you expect from medication alone, and from surgery?
  6. If I start a medicine and later stop (because of side effects, cost or loss of coverage), what usually happens to my weight and blood sugar? What is the backup plan?
  7. Which operation would you consider for me (sleeve or bypass), and why? What are the risks, including reflux, vitamin problems and the chance of needing another operation?
  8. What does lifelong follow-up look like after surgery: visits, vitamins, blood tests?
  9. Can medicine and surgery be combined, before or after an operation? When does that make sense?
  10. How would each path affect my other conditions and my plans, such as work time off or a future pregnancy?
  11. For the surgery team: how many of these operations does your program do a year, what is your rate of serious complications and readmissions, and do you report to MBSAQIP? Your 2024 JAMA results compared surgery with medical treatment. How do newer medicines change that picture for someone like me?
  12. For the obesity medicine team: which medicines would you consider for me, what side effects should I expect in the first months, and how do you handle prior authorization paperwork?
  13. What warning signs should make me call you or go to the ER? For example, very low blood sugar after starting a new medicine, severe belly pain, vomiting that won't stop, or chest pain.

8. Your support after this report


This report is general information to help you find and talk to specialists. It is not medical advice, does not identify or confirm any condition, and does not recommend a treatment. Treatment decisions belong to you and your doctors. No doctor or hospital pays to be included in this report.

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